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How to maintain a good credit score?

To maintain good credit score i recommend to:

  1. Pay all bills on time
    (Late payments, collections hurt your credit score the most)
  2. Check your credit score regularly
    (Report inaccuracies to the credit reporting agencies immediately)
  3. Manage your debts
    (Review and manage your credit card statements via online banking regularly)
  4. Establish credit history
    (To show that you can use credit responsibly, make monthly payments on time and pay at least minimum amount due)
  5. Avoid too many inquiries
    (Too many credit card applications in short time may indicate you’re talking too much debt)

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